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Shop Pay Installments

Financing with Shop Pay Installments

At RTI Cabinets, we want to make your dream kitchen, vanity, or closet project more affordable. That’s why we offer Shop Pay Installments — a flexible way to split your payments over time.

How It Works

  1. Add your items to the cart
    Choose your cabinets, vanities, or accessories.

  2. Select Shop Pay at checkout
    When you’re ready to pay, click Shop Pay and choose “Pay in Installments.”

  3. Pick your plan
    Depending on your purchase amount, you’ll see installment options such as:

    • Pay in 4 bi-weekly payments (0% APR)

    • Monthly installments for 6 or 12 months (0% APR)

    • Monthly installments for 6–24 months (10%–36% APR)

    • Other
  4. Order Placed

Key Benefits

  • No hidden fees — You’ll always know exactly what you owe.

  • Flexible terms — Choose the plan that works for you.

  • Fast checkout — Shop Pay is quick, secure, and trusted.

  • No impact on your credit score to check — Checking eligibility won’t hurt your credit rating. 

Important Information

  • Eligibility: Payment options depend on your purchase amount and customer eligibility.

  • Provider: Shop Pay Installments is powered by Affirm. Your loan agreement is directly with Affirm.

  • Rates: Depending on your eligibility, you may qualify for 0% APR installment plans, or interest-bearing plans ranging from 10%–36% APR.

  • Availability: Shop Pay Installments is available for U.S. and Canadian customers checking out in USD or CAD.

  • Approvals & Loan Terms: RTI Cabinets has no control over approval decisions, available installment options, or interest rates. All approvals are determined solely by Affirm.

  • Payment Management: We cannot adjust, split, or modify your payments once your loan is approved. All payment schedules and changes must be managed directly with Affirm.

Full Details & Support

For the most up-to-date information about Shop Pay Installments, please visit the official Shop Pay Help Center:
Shop Pay Installments Overview

If you have questions about your eligibility, payment schedule, or loan terms, please contact Affirm directly through your loan confirmation email or the Affirm app.